> If all of those banks have refused you there has to be something seriously wrong with your credit report, I would get a free § 34 report from Schufa and Creditreform to check if everything is correct if I were you. Just note that they are not regulated as a bank but as electronic money so I wouldn't leave large sums of money for a long time on the card (but that's not something you want to do anyway). In your case the easiest solution would probably to order the British prepaid card from Revolut which is available for a one-time 8€ fee and I don't think they refuse anybody.
Nothing happened so far and I haven't paid anything. I have it and have not used that account for over two years now apart from downloading the statements. Postbank has a Visa or MasterCard for 29€ yearly. If all of those banks have refused you there has to be something seriously wrong with your credit report, I would get a free § 34 report from Schufa and Creditreform to check if everything is correct if I were you. Some of the banks are quite picky and refuse customers for no apparent reason but none of them I know even asks how much money you plan to spend with it so that couldn't be a reason.
I am a customer at some of them without using the account at all and don't pay any fees. All of the ones I listed have at least one free offer without 600€ requirement, not sure you got that idea from.
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